Gemstone JewelleryJewellery DesignsPolkiRuby Necklace Beautiful Polki Ruby Necklace May 9, 2014 FacebookTwitterPinterestWhatsApp 22 carat gold traditional necklace studded with emeralds, large polki and floral motifs studded with cabochon rubies with Goddess Lakshmi pendant attached at the center; and matching stone studded heavy jhumkas from Hiya Jewellers.